Like any investment, whisky as an investment item comes with risks. Under financial regulatory legislation, investing in whisky, like unlisted property, is rated at 6 out of 7 on the risk index. We therefore recommend that you invest no more than 10% of your investable capital in whisky.

Liquidity risk
Marketability (‘liquidity’) presents a significant risk. As with unlisted property, whisky can take time to sell.

Market risk
In addition, the value or yield depends heavily on the maturity. Expected returns may come under pressure, especially if you wish to dispose of your whisky products within three years. This investment item is therefore particularly suitable for investors with an investment horizon of at least five years, and take into account a selling period of minimum 12 months.

Maturity risk
During the period that whisky is stored in casks, its volume will decrease by 2% a year. This evaporation loss is poetically known as the angels’ share. Scotch Whisky Investments Cask management is carried out by Scotch Whisky International B.V. at its secure storage sites Scotland. Scotch Whisky International B.V. minimises the risk of loss during maturation by guaranteeing investors a predetermined number of bottles.